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Things Needed At A Loan Application
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- Residence addresses and landlord or mortgage information, past two years
- Names and addresses of each employer, past two years
- Paycheck stub for current month
- Copies of bank statements for last three months.
- Copies of W-2’s for past two years
- Names, addresses, account numbers, balances, monthly payments of open credit accounts
- Addresses and loan information on other real estate owned
- If you have rental properties, bring your rental lease agreements
- Money for credit report & appraisal
- If self-employed, see you loan officer for requirements
- Personal Tax Returns for the past two years
- Bank Statements for all checking and savings accounts for the past three months
- Most recent statement showing number and market value of all securities held
- Interlocutory and Final Divorce Documents (if applicable)
- Award letter and most recent check from Social Security, Retirement of Pension income (if applicable)
- Copy front and back of alien registration card of H1 Visa (if not U.S. Citizen)
- Copy of Driver’s License and social security card (FHA only)
- Original certificate of eligibility and DD214 (VA only)
- Copy of school diploma/transcripts (if employed for less than two years and you are recently out of school)
- Copy of Pink slip on any auto purchased within the last three years which does not have a loan balance
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