Things Needed At A Loan Application

  • Residence addresses and landlord or mortgage information, past two years
  • Names and addresses of each employer, past two years
  • Paycheck stub for current month
  • Copies of W-2’s for past two years
  • Names, addresses, account numbers, balances, monthly payments of open credit accounts
  • Addresses and loan information on other real estate owned
  • If you have rental properties, bring your rental lease agreements
  • Personal Tax Returns for the past two years
  • Bank Statements for all checking and savings accounts for the past three months
  • Most recent statement showing number and market value of all securities held
  • Interlocutory and Final Divorce Documents (if applicable)
  • Award letter and most recent check from Social Security, Retirement of Pension income (if applicable)
  • Copy front and back of alien registration card of H1 Visa (if not U.S. Citizen)
  • Copy of Driver’s License and social security card (FHA only)
  • Original certificate of eligibility and DD214 (VA only)
  • Copy of school diploma/transcripts (if employed for less than two years and you are recently out of school)
  35465 Dumbarton Court  •  Newark California  •  ph: 510-456-3100  •  fax: 510-456-3150